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Retirement

More From Retirement

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Social Security Won’t Go Bankrupt, But Hard Choices Are Necessary

Don’t confuse Trust Fund insolvency with Social Security bankruptcy and the inability to pay any benefits.

BySteve Vernon,

Contributor

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Why Longevity Is Creating A Complexity Economy

How longer lives are reshaping retirement planning, wealth management, healthcare, and banking by creating a new Complexity Economy.

ByJoseph Coughlin,

Senior Contributor

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Is Italy’s ‘Rule Of 103’ A Good Idea For The U.S. Retirement System?

Italy lets workers retire after 40 years on the job. That's not early retirement — it's retirement justice. America should learn from it.

ByTeresa Ghilarducci,

Senior Contributor

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TIPS: A Better Way To Protect Retirement Savings From Inflation

The real yield on Treasury Inflation-Protected Securities is close to an all-time high. Good news for retirees and anyone worried about the 3.8% increase in the CPI.

ByWilliam Baldwin,

Senior Contributor

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Purpose Trust Alternative

Purpose trusts can be used to accomplish a civic, environmental, or other goal but there are issues and an alterative approach may be better.

ByMartin Shenkman,

Contributor

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What You Should Know As Annuity Sales Soar

Annuity sales are soaring, because retirees and pre-retirees want more guaranteed income and principal protection.

ByBob Carlson,

Senior Contributor

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Ground Rules For A Happy Retirement

Ground rules can be negative. This article describes new and positive rules for a fulfilling life after retirement.

ByJann E. Freed,

Contributor

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Why Inflation May Be The Biggest Threat To Your Retirement

Inflation can reduce purchasing power and pressure retirement savings. Learn how different inflation environments may impact retirees and investors.

ByDavid Kudla,

Contributor

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How To Turbocharge A 401(k) Account

Most 401(k) plans provide a little-known tool that can increase an account’s flexibility, expand the available investments and potentially increase total returns.

ByBob Carlson,

Senior Contributor

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9 Ways Pre-Retirees And Retirees Can Address The Fear Of Running Out

Adopt careful strategies to prevent running out of money and replace FORO with YORO.

BySteve Vernon,

Contributor

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529 College Saving Plans Are More Powerful Estate, Tax Planning Tools

Congress continues to increase the tax and estate planning benefits of 529 plans, making them a must-consider tool for parents and grandparents.

ByBob Carlson,

Senior Contributor

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How To Move Out Of America In 2026: 10 Best Countries For The Great Escape, Per Global Citizen Solutions

A new report ranks the best countries for Americans who want their savings to go further and their quality of life to go up.

ByJim Dobson,

Senior Contributor

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More Americans Plan To Take Social Security Early

Social Security’s solvency problems combined with advice by online financial commentators could cause Americans to accelerate their benefit claims.

ByBob Carlson,

Senior Contributor

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62-Year Old Works His Whole Life. He Has No Savings. He’s Not Unusual.

A 62-year-old UAW worker followed every rule yet reaches retirement with no savings. His story shows how low wages, health costs and plan leakage erode security.

ByTeresa Ghilarducci,

Senior Contributor

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5 Health Care Havens For American Retirees Overseas

Rising health care costs in the U.S. are driving a growing number of retirees to look overseas where health care standards are high but come at a more affordable cost.

ByKathleen Peddicord,

Contributor

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The New Retirement Squeeze: Debt Is The Hidden Risk In Your 60s

The conventional picture of American retirement has been giving way to something messier for years.

ByJason Kirsch,

Contributor

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How To Avoid Fears Of Growing Old

Fear of missing out can also be the fear of growing old. Learn how to value the joy of missing out for peace, serenity, and for staying young at heart.

ByJann E. Freed,

Contributor

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The Key To Beating The Stealth Taxes On Retirees: Know What MAGI Is

Congress continues to pile Stealth Taxes on taxpayers. Retirees and near-retirees are the taxpayers snared most often by the Stealth Taxes.

ByBob Carlson,

Senior Contributor

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How To Provide For Children Who Fall Between Disabled And Independent

A lesser-known SECURE Act exemption can help families with a child or grandchild who needs support but doesn't qualify for SSI or SSDI save significantly on taxes.

ByJames Lange,

Contributor

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Blocking New Medicare Home Health And Hospice Firms Won’t Stop Fraud

Barring new entrants will be good for existing firms that will avoid competition. But it hard to see how it will prevent fraud or benefit patients and their families.

ByHoward Gleckman,

Senior Contributor