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John Frandsen

Building open-banking.io — cert-free open banking API for SMBs and devs (€3/mo, no eIDAS certs). Developer working on fintech APIs, PSD2/open banking, and self-hosted tooling.

Location Aalborg, Denmark Joined Joined on  Personal website https://open-banking.io
Five Ways to Access European Bank Data in 2026 (And What Each Actually Costs)

Five Ways to Access European Bank Data in 2026 (And What Each Actually Costs)

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4 min read

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Reading EU Bank Transactions With Python and PSD2 — Without Buying an eIDAS Certificate

Reading EU Bank Transactions With Python and PSD2 — Without Buying an eIDAS Certificate

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4 min read
Open Banking Without an eIDAS Certificate: A Practical Developer's Guide (2026)

Open Banking Without an eIDAS Certificate: A Practical Developer's Guide (2026)

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7 min read
Why You Cant Just Call a Bank API: Open Banking Authentication Explained for Developers

Why You Cant Just Call a Bank API: Open Banking Authentication Explained for Developers

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4 min read
Nordigen Alternatives in 2026: A Developer's Guide to European Bank Data APIs

Nordigen Alternatives in 2026: A Developer's Guide to European Bank Data APIs

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4 min read
How to Sync Bank Transactions with Open Banking APIs (2026 Guide)

How to Sync Bank Transactions with Open Banking APIs (2026 Guide)

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4 min read
Self-Hosted Bank Account Aggregation in 2026: After the Nordigen Free Tier Shutdown

Self-Hosted Bank Account Aggregation in 2026: After the Nordigen Free Tier Shutdown

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7 min read
How to View All Your Bank Accounts in One Place (2026 Guide)

How to View All Your Bank Accounts in One Place (2026 Guide)

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3 min read
The eIDAS Certificate Tax: Why EU Open Banking Still Runs Through Aggregators

The eIDAS Certificate Tax: Why EU Open Banking Still Runs Through Aggregators

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4 min read
Open Banking for Small Businesses: A Practical 2026 Guide

Open Banking for Small Businesses: A Practical 2026 Guide

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3 min read
Beyond TrueLayer: Choosing the Right Open Banking API for European Projects (2026)

Beyond TrueLayer: Choosing the Right Open Banking API for European Projects (2026)

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5 min read
How to Give Your Accountant Read-Only Bank Access Without Sharing Passwords

How to Give Your Accountant Read-Only Bank Access Without Sharing Passwords

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5 min read
The Cheapest Open Banking APIs for Small Businesses and Indie Builders in 2026

The Cheapest Open Banking APIs for Small Businesses and Indie Builders in 2026

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7 min read
Comparing European Open Banking API Providers in 2026: Plaid, TrueLayer, Tink & GoCardless

Comparing European Open Banking API Providers in 2026: Plaid, TrueLayer, Tink & GoCardless

BERJAYA 3
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5 min read
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