Money for here, there and everywhere
160 countries and territories. 40 currencies. Get the account built to save you money round the world.
Trusted by millions moving billions
We move €14 billion worldwide every month
Regulated
Wise is regulated by the National Bank of Belgium in the EEA
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
Send money globally for less
Save on international transfers —
Send securely to 140+ countries
Never pay a hidden fee again
Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.
 Wise | Competitors |
|---|---|
Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time. | Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut. |
Do more with Wise in Luxembourg
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
Earn returns
Use your money as it grows. Your money won't be locked away. So you can continue to send and spend it. No commitment. No fuss. Capital at risk, growth not guaranteed.1
Built for business too
Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.
Disappoint thieves
Every month, millions of our personal and business customers trust us to move over €14 billion of their money.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Move your money worldwide
Save money when you send, spend and get paid in different currencies. All you need, in one account, wherever you need it.
Get paid in different currencies, fast
Request and receive money directly with Wise, and get paid easily with account details in top currencies. It's even slicker when you sync your contacts.
The card that's always got the right currency
Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.
Boost your balance day by day
Earn a return on your money with Wise. Start with as much or little as you like, in EUR, GBP or USD. Send and spend freely, all while your money grows. Capital at risk, growth not guaranteed.
Meet money without borders
We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
Get the app for managing money everywhere
Wise works nearly everywhere
EuroSwift/BIC and IBAN
British poundSwift/BIC, IBAN, Sort code and Account number
United States dollar
United Arab Emirates dirhamSwift/BIC and IBAN
Australian dollarSwift/BIC, Account number and BSB code
Canadian dollarSwift/BIC, Account number and Institution number
Swiss francSwift/BIC and IBAN
Chinese yuanSwift/BIC and IBAN
Czech korunaSwift/BIC and IBAN
Danish kroneSwift/BIC and IBAN
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank name
Hungarian forintSwift/BIC, IBAN and Account number
Israeli shekelSwift/BIC and IBAN
Japanese yenSwift/BIC and IBAN
Norwegian kroneSwift/BIC and IBAN
New Zealand dollarSwift/BIC and Account number
Philippine pesoBank name and Account number
Polish złotySwift/BIC and IBAN
Swedish kronaSwift/BIC and IBAN
Singapore dollarSwift/BIC, Account number, Bank name and Bank code
Ugandan shillingSwift/BIC and IBAN
South African randSwift/BIC and IBAN
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
- Interest is offered through Wise Assets Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the funds on our website.
For people going places
"They make our life split between two continents possible. Transfers are simple and very, very fast."
"I use Wise to pay a mortgage in a different country each month. Superb. That simple."
"The best money travel buddy! Wise makes finances easier to deal with instantly."
"Wise has been a lifesaver for me as a student in a foreign country."