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2,500+
Families Protected
8+
Years in Business
30+
Carriers Compared
7
States Served
< 1 Hr
Quote. Done.


































































We eliminate the guesswork. Our advisors analyze multiple carriers to construct the exact safety net you require.
Personalized auto coverage with the right liability limits, deductibles, and discounts.
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Protect your home and valuables with replacement-cost guidance and carrier options.
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Affordable protection for personal property and liability that fits your lease and budget.
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Coverage options for rental property owners, including liability and loss of rent.
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Extra liability protection designed to increase limits above auto and home policies.
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Bundle liability and property coverage into one smart business package.
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Coverage built for trucks, drivers, cargo, and the risks of the road.
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Protection designed for manufactured and mobile homes, belongings, and liability.
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Coverage built for motorhomes, travel trailers, campers, and road trip adventures.
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Forget call centers and confusing automated quotes. We offer white-glove service with complete transparency, comparing markets to bring you the best value.
Independent Agents
We shop rates and coverage across multiple carriers, so you can choose the best fit.
Local Camp Hill Agency
Based in Camp Hill serving Harrisburg and Central PA with five-star personal service.
Local, Friendly Team
Fast, personal service from a real team (not a call center) - with responsive follow-up.
Clear Guidance
Straight answers in plain language - no pressure, no confusion, no surprises.
Claims Support
Help when you need it most, including claims assistance and policy changes.
Ongoing Reviews
We review limits, deductibles, and discounts to keep your coverage aligned as life changes.

Independent means unbiased flexibility. We shift your coverage as your life evolves.

Coverage is statewide in every licensed state. The cities below are where we focus most but wherever you are, we can help.
Not seeing your city? Get a free quote if you're in a licensed state, we can help.
Plain-language guides to help you make smarter coverage decisions.
Most homeowners policies exclude paying Airbnb guests. AirCover is not real insurance. Here is what STR insurance actually covers, how much it costs ($2,000-$3,500/yr), and the top carriers Dragon uses: Steadily, Obie, and Openly.
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Trucking insurance costs $800-$2,500+ per month. FMCSA requires $750K minimum liability. Dragon shops 4 specialist carriers: biBerk, CNA, Attune, and Pathpoint. See which fits your operation type.
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The best home insurance for 2026 depends on replacement cost coverage, claims service, and your state. Dragon shops Safeco/Liberty Mutual, Openly, Foremost, Plymouth Rock, and Westfield. PA averages $157/mo; TX averages $320/mo.
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Best boat insurance for 2026: Dragon shops Progressive, Safeco, National General, and Foremost. Agreed value beats ACV at total loss. PA averages $290/year. On-water towing, uninsured boater, and navigation territory explained.
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biBerk is owned by Berkshire Hathaway (A++ AM Best). GL from $30/mo, BOP from $75/mo. Great for simple small business risks; limited for complex contractors and trucking. Dragon compares biBerk against Hiscox, CNA, Coterie, and Thimble.
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Boat insurance covers physical damage, liability, theft, on-water towing, fuel spill, and uninsured boater. Know what is included, what is excluded, and how agreed value vs. ACV affects your total loss payout.
Read article
No state in Dragon's seven-state footprint requires boat insurance by law, but marinas, lenders, and the cost of an uninsured accident make coverage essential for almost every boat owner.
Read article
Safeco is transitioning to the Liberty Mutual brand as of April 2026. Existing policies stay in force. Dragon writes Safeco for boat, RV, home, and auto in PA, TX, VA, MD, OH, TN, and KY.
Read article
Standard RV insurance excludes full-time residential use. Full-timers need a full-timer endorsement for personal liability, total loss replacement, and living expense coverage. Dragon quotes Progressive, Foremost, and National General for full-time RV policies.
Read article
RV insurance covers collision, comprehensive, liability, personal belongings, roadside assistance, and emergency expense. Does it cover water damage? Learn what is in, what is out, and what full-timers need differently.
Read article
All seven states in Dragon's footprint require minimum liability motorcycle insurance. PA minimums are 15/30/5. TX requires 30/60/25. Riding uninsured risks license suspension and personal liability for all accident costs.
Read article
Non-trucking liability (NTL) insurance protects owner-operators when they use their truck for personal, non-business purposes between loads. It is not the same as bobtail insurance. Dragon writes NTL through biBerk, CNA, and Pathpoint.
Read article
FMCSA requires $750,000 minimum liability for general freight, $1,000,000 for oil transport, and $5,000,000 for hazmat. Dragon helps owner-operators meet federal and state filing requirements in PA, TX, VA, MD, OH, TN, and KY.
Read article
Hot shot trucking uses pickup trucks and flatbeds to haul time-sensitive loads under 26,000 lbs GVWR. Dragon writes hot shot insurance through biBerk, CNA, and Pathpoint with primary liability from $300,000 to $1,000,000 and cargo from $100,000.
Read article
Most homeowners policies exclude paying Airbnb guests. AirCover is not real insurance. Here is what STR insurance actually covers, how much it costs ($2,000-$3,500/yr), and the top carriers Dragon uses: Steadily, Obie, and Openly.
Read article
Trucking insurance costs $800-$2,500+ per month. FMCSA requires $750K minimum liability. Dragon shops 4 specialist carriers: biBerk, CNA, Attune, and Pathpoint. See which fits your operation type.
Read article
The best home insurance for 2026 depends on replacement cost coverage, claims service, and your state. Dragon shops Safeco/Liberty Mutual, Openly, Foremost, Plymouth Rock, and Westfield. PA averages $157/mo; TX averages $320/mo.
Read article
Best boat insurance for 2026: Dragon shops Progressive, Safeco, National General, and Foremost. Agreed value beats ACV at total loss. PA averages $290/year. On-water towing, uninsured boater, and navigation territory explained.
Read article
biBerk is owned by Berkshire Hathaway (A++ AM Best). GL from $30/mo, BOP from $75/mo. Great for simple small business risks; limited for complex contractors and trucking. Dragon compares biBerk against Hiscox, CNA, Coterie, and Thimble.
Read article
Boat insurance covers physical damage, liability, theft, on-water towing, fuel spill, and uninsured boater. Know what is included, what is excluded, and how agreed value vs. ACV affects your total loss payout.
Read article
No state in Dragon's seven-state footprint requires boat insurance by law, but marinas, lenders, and the cost of an uninsured accident make coverage essential for almost every boat owner.
Read article
Safeco is transitioning to the Liberty Mutual brand as of April 2026. Existing policies stay in force. Dragon writes Safeco for boat, RV, home, and auto in PA, TX, VA, MD, OH, TN, and KY.
Read article
Standard RV insurance excludes full-time residential use. Full-timers need a full-timer endorsement for personal liability, total loss replacement, and living expense coverage. Dragon quotes Progressive, Foremost, and National General for full-time RV policies.
Read article
RV insurance covers collision, comprehensive, liability, personal belongings, roadside assistance, and emergency expense. Does it cover water damage? Learn what is in, what is out, and what full-timers need differently.
Read article
All seven states in Dragon's footprint require minimum liability motorcycle insurance. PA minimums are 15/30/5. TX requires 30/60/25. Riding uninsured risks license suspension and personal liability for all accident costs.
Read article
Non-trucking liability (NTL) insurance protects owner-operators when they use their truck for personal, non-business purposes between loads. It is not the same as bobtail insurance. Dragon writes NTL through biBerk, CNA, and Pathpoint.
Read article
FMCSA requires $750,000 minimum liability for general freight, $1,000,000 for oil transport, and $5,000,000 for hazmat. Dragon helps owner-operators meet federal and state filing requirements in PA, TX, VA, MD, OH, TN, and KY.
Read article
Hot shot trucking uses pickup trucks and flatbeds to haul time-sensitive loads under 26,000 lbs GVWR. Dragon writes hot shot insurance through biBerk, CNA, and Pathpoint with primary liability from $300,000 to $1,000,000 and cargo from $100,000.
Read article
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