
ALERT - See our campaign against "FHA Subprime" and help us organize support.

Top FHA News & Commentary

Politics, shaky economy create no rush to restructure Fannie and Freddie (Thu 3/11) - "Sixteen months after they were seized to prevent their collapse, the companies remain wards of the state, running a tab that has now exceeded $125 billion in what has become the single c...
Two-Tier Transparency Hits Agency Debt Market (Wed 3/10) - I don't think anything straightforward has happened on this story arc in almost two years. The GSEs themselves have been quasi-nationalized. Their debt now enjoys a semi-explicit guarantee, s...
Bond Dealers See Agency MBS Spreads Narrow as Prepays Rise (Wed 3/10) - Yield spreads on agency mortgage-backed securities (MBS) narrowed to historic tights in recent months as prepay speeds increase at Fannie Mae and Freddie Mac. The factors pushing the trend ar...
Entropy – Why the World as We Know It Is Dying (Wed 3/10) - The concept of entropy is one of the most useful terms for understanding just about everything. While it has its origins in natural law – thermodynamics, specifically – the concept holds true...
Memo to Barney Frank from a Retired Chief Fannie Mae Lobbyist (Wed 3/10) - "Like it or not, Fannie and Freddie alone are carrying out the secondary mortgage market policies that the Treasury wants performed and which the nation demands. The fact is, without Fann...

Fed to linger in agency MBS market after exit (Tue 3/09)
Fannie Mae Mortgage-Bond Spreads Fall to Record: Credit Markets (Tue 3/09)
Is The Federal Reserve Insolvent? (Tue 3/09)
LendAmerica's Ashley banned from FHA (Mon 3/08)
The Long Hot Summer (Sat 3/06)
The Fannie-Freddie waiting game (Fri 3/05)
HUD Mortgagee Letter Updates HECM Loan Application (Fri 3/05)
FHA Extends Deadline to Submit Audited Financials (Fri 3/05)
Study Sees FHA Taking More Risk (Fri 3/05)
Fannie, Freddie Ask Banks to Eat Soured Mortgages (Fri 3/05)

Latest Discussion on the Forum

RE: FHA Training and Classes Announcement - New FHA training and events around the nation: New FHA Webinars: Register today to reserve your place, these webinars will fill... (Thu 3/11)
Min 580 FICO and Max 3% from seller - Stevens' latest newsletter mentioned two major proposed changes that will be coming out in a Fed Register notice "shortly&... (Fri 3/05)
RE: FHA Minimum Standards - DELETED ... (Thu 3/04)
RE: FHA property seasoning - DELETED ... (Wed 3/03)
RE: FHA Streamlines - With rates so good, just refinance at a higher rate and pay all of the borrower's closing costs if the value isn't there. RJ Ba... (Fri 2/26)
Verifying non-RA wife's debt obligation for RA - I have a Canadian citizen with permanent resident alien status applying for a FHA loan in his name only. His wife is applying f... (Mon 2/08)
RE: buy and bail - DELETED ... (Wed 2/03)
RE: FHA-Employment history - DELETED ... (Wed 2/03)
RE: New FHA rules 2010? - FHA is a train wreck when it comes to its rules of underwriting. Subprime loans look like A paper compared with FHA standards. ... (Sun 1/24)